Do You Know Why You Don’t Have Money?

You work hard, study, and labor, yet…

…the money never comes. You’ve done your part—so where is your money?

It’s not just about earning more money. If you earn $10,000 a month and spend $9,999, you’re still poor.

You also have to watch how that money is used.

And that’s where a CFP (Certified Financial Planner) comes in handy—a guy who plans your retirement, finds you the best rate for your mortgage loan, and advises you on whether you should take out a personal loan…

Fortunately, I can introduce you to the Best Financial Planner in the World™

Do You Know Who the Best Financial Planner in the World™ Is?

The Best Financial Planner in the World™

is YOU™.

Why?

  • A CFP (Certified Financial Planner) can be very useful, but they’re not going to hold your hand for your entire life, guiding you every step of the way.
  • You’re better off because you have more incentive than anyone else to ensure your finances succeed.
  • If you fail, you and your family will suffer the consequences.
  • If you do well, you’ll enjoy a peaceful and happy life.

That’s what is meant by having “skin in the game”—or, in other words, putting it all on the line.

After all, you’re the one who’s closest to your own money and the one who uses it the most.

But I Have No Idea How This Financial Stuff Works

What do you mean, no idea?
  • You use money to pay for your food, your housing, the energy you consume… everything!
  • You know how hard it is to earn that money.
  • You’ve had to manage your money to cover a ton of expenses.

You already know the hard part. You may need a bit of effort to grasp the concept of home loan mortgage interest rates, but it’s not quantum physics.

But This Is Something a Professional Should Do, Someone Who Knows

Yes, but
  • As we’ve already said, a professional isn’t going to hold your hand for your entire life.
  • A professional will give you good advice, but you need to have the basic knowledge to make the most of it
  • You know how to read, write, add, subtract, multiply, and divide; those are solid foundations for learning whatever else is needed.

A professional doesn’t have skin in the game—they’re not risking their own money; in the worst-case scenario, they lose a client if they give bad advice.

However, you and your family are the ones who truly have skin in the game. You’re responsible for doing the work.

But Money Isn’t That Important to Me

I agree with you if

you’re over 50 and you say that without batting an eye, with complete conviction.

Or if you’ve hit the lottery, or if you’re a millionaire… although in that case, you should have a good financial education, since, as they say, “a fool and his money are soon parted.”

If, on the other hand, you’re an ordinary person, money is very important to you:

  • Money is so important to you that if you don’t have it, you can’t eat. Nor can your family.
  • Money is so important to you that if you don’t have it, you won’t have a roof over your head. Nor will your family.
  • Money is so important to you that you work 22 days a month just to get a little.
  • Money is so important to you that, long before you earned a salary, you were educating yourself to secure a job.

So, What Can You Find Here?

Powerful concepts and mental tools to take full control of your personal finances. Because your money should work for you—not the other way around.

The sooner you start learning about this, the sooner you can take action toward a calmer, more secure life—with more money, which ultimately means more time.

  • You’ll become antifragile, handling life’s setbacks more effectively.
  • You’ll stand out from the crowd, as most people ignore this topic.
  • You’ll be in a privileged position when evaluating a bank offer or a job change.
  • You’ll learn to identify hidden financial traps that make your money disappear without you noticing.
  • You’ll discover why traditional financial plans don’t work.
  • You’ll design your own flexible system that adapts to unexpected events.

At Financial Transurfing, we’ve developed tools you won’t find anywhere else.
Practical methods that combine philosophy, finance, and common sense to help you build a financial plan that evolves with you.

This knowledge isn’t just about making more money. It’s about knowing how to make the most of it.

If you don’t take control of your money, someone else will.

Don’t wait—subscribe now and start transforming your relationship with money.